Welcome To Fair Credit Charity

We are driven by a belief that society has a responsibility to lend better.

17.5m people in the UK are in ‘financially vulnerable circumstances’.

Over 20 million adults are currently under-served by high street lenders.

14.6m UK adults are not coping financially or finding it difficult to cope.

Our Objectives

Social Lending

We help alleviate poverty and financial hardship through tailored lending solutions offered by Fair for You.

Impact Reporting

We provide social impact reporting and share our learnings to influence the wider credit market.


We campaign for better credit solutions that meet the borrowing needs of lower income families.


We educate key stakeholders on the issues facing lower income families, the real costs of borrowing, and the benefits of better credit solutions.

About Us

We firmly believe that fair credit keeps families out of poverty and not trapped within it.

We are a UK and Scottish registered charity.

We changed our name to Fair Credit Charity in 2022, having originally been called Fair for You Ltd. The reason for the name change was to avoid confusion with the fair and responsible lender that we own and oversee, Fair for You CIC, and to clarify our broader and distinct role.

Fair for You 

Fair for You is an award-winning social lender owned by Fair Credit Charity.

If you’re looking to find out about applying for a loan, please visit FairforYou.co.uk. 

Fair, flexible, affordable loans for your household essentials.